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Utkarsh Small Finance Bank · Ludhiana

Utkarsh Small Finance Bank Ludhiana IFSC code

IFSC code
✔ In RBI list v2.0.62
UTKS0001588
MICR code
141City
762Bank
002Branch
IFSC code
UTKS0001588
MICR code
141762002
Bank
Utkarsh Small Finance Bank
Branch
Ludhiana
Address
PLOT NO.4 MUNICIPAL NO.B-26-4 NEW LAJPAT NAGAR PAKHOWAL ROAD LUDHIANA PUNJAB-141002
City
Ludhiana
District
Ludhiana
State
Punjab
Bank code
UTKS
Branch code
001588
Payment systems
NEFT, RTGS, IMPS, UPI
Quick summary✔ RBI data Last synced · release v2.0.62

The IFSC code of Utkarsh Small Finance Bank, Ludhiana branch (Ludhiana, Punjab) is UTKS0001588. Its MICR code is 141762002. Use the IFSC for NEFT, RTGS and IMPS transfers to accounts at this branch.

Branch overview

  • Bank code UTKS — identifies Utkarsh Small Finance Bank
  • 5th character 0 — reserved by the RBI
  • Branch code 001588 — identifies Ludhiana
  • MICR 141762002 — city 141, bank 762, branch 002
  • Payments NEFT, RTGS, IMPS, UPI

Sources & verification

  • ✔ Official source: RBI IFSC & MICR master list
  • ✔ Dataset release v2.0.62
  • ✔ Last updated 24 October 2026
  • ✔ Format checked (11-character IFSC, 9-digit MICR)

Frequently asked questions

What is the IFSC code of Utkarsh Small Finance Bank Ludhiana?

UTKS0001588. It identifies the Ludhiana branch of Utkarsh Small Finance Bank in Ludhiana, Punjab.

What is the MICR code of Utkarsh Small Finance Bank Ludhiana?

141762002. It is printed at the bottom of cheques issued by this branch.

Where is Utkarsh Small Finance Bank Ludhiana branch?

PLOT NO.4 MUNICIPAL NO.B-26-4 NEW LAJPAT NAGAR PAKHOWAL ROAD LUDHIANA PUNJAB-141002, Punjab.

Does UTKS0001588 support NEFT, RTGS and IMPS?

Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.

What do the parts of UTKS0001588 mean?

UTKS is the bank code of Utkarsh Small Finance Bank, the 5th character "0" is reserved by the RBI, and 001588 is the branch code of Ludhiana.

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