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Utkarsh Small Finance Bank · Varanasi

Utkarsh Small Finance Bank Panchkosi IFSC code

IFSC code
✔ In RBI list v2.0.62
UTKS0001078
MICR code
221City
762Bank
004Branch
IFSC code
UTKS0001078
MICR code
221762004
Bank
Utkarsh Small Finance Bank
Branch
Panchkosi
Address
1ST FLOOR SA20 BY 206 H 2 1 CHANDRA CHARMUHANI ASHAPUR WARD SARNATH,VARANASI 221007
City
Varanasi
District
Varanasi
State
Uttar Pradesh
Bank code
UTKS
Branch code
001078
Contact
+918756399760
Payment systems
NEFT, RTGS, IMPS, UPI
Quick summary✔ RBI data Last synced · release v2.0.62

The IFSC code of Utkarsh Small Finance Bank, Panchkosi branch (Varanasi, Uttar Pradesh) is UTKS0001078. Its MICR code is 221762004. Use the IFSC for NEFT, RTGS and IMPS transfers to accounts at this branch.

Branch overview

  • Bank code UTKS — identifies Utkarsh Small Finance Bank
  • 5th character 0 — reserved by the RBI
  • Branch code 001078 — identifies Panchkosi
  • MICR 221762004 — city 221, bank 762, branch 004
  • Payments NEFT, RTGS, IMPS, UPI

Sources & verification

  • ✔ Official source: RBI IFSC & MICR master list
  • ✔ Dataset release v2.0.62
  • ✔ Last updated 24 October 2026
  • ✔ Format checked (11-character IFSC, 9-digit MICR)

Other Utkarsh Small Finance Bank branches in Varanasi

BranchIFSCMICR
CPC Varanasi
UTKARSH SMALL FINANCE BANK 2ND FLOOR,UTKARSH TOWER BABATPUR AIRPORT ROAD SEHMALPUR VARANAS		UTKS0000002—
Ashok Vihar
1ST FLR PL NO 107 108 HOUSE NO SA 37 BY 20 RLG COMPLEX VASUDEV NAGAR PAHARIA VARANASI 2210		UTKS0001001221762003
Sigra
CAREOFMSPUSHPASINGHD56BY1561RAJANSAHINAGAROPPOSITESAGUNSWEETSDISTVARANASI221010		UTKS0001002221762006
Harahua
CARE OF NANHERAM MAURYA SON OF JAGERAM MAURYA VILL KOIRAJPUR POST HARAHUA DIST VARANASI 22		UTKS0001003221762005
Jansa
MR.ANIL GIRI,BHADOHI ROAD JANSA BAZAR DIST-VARANASI PIN-221405		UTKS0001004221762502
Sindhora
VILLAGE- SINDHORA, PARAGANA- KOLASLA, TEHSIL-PINDRA, DISTRICT- VARANASI, STATE- UTTAR PRAD		UTKS0001005221762501
Chaubeypur
MAUZA - BARSADHA,PARGANA - KATEHAR,TEHSIL-SADAR,DISTRICT - VARANASI,STATE - UTTAR PRADESH,		UTKS0001022221762009
Umraha
CARE OF MR BAL JI PRASADA VILLAGE UMARAHA MARKET POST UMARAHA VARANASI 221007		UTKS0001099221762011
Kakarmatta
CAREOFDRRKSINGHN10BY72E25NEWCOLONYKAKARMATTA221004		UTKS0001109221762007
Orderly Bazar, Varanasi
UTKARSH SMALL FINANCE BANK,S-4/75 MAHAVIR ROAD,ORDERLY BAZAR WARD-SIKRAUL,DISTRICT VARANAS		UTKS0001351221762012
Varanasi Godowlia
UTKARSH SMALL FINANCE BANK, GROUND FLOOR, D37/37,37 A,111,164,SPICE KCM CINEPLEX,GADOWILA-		UTKS0001375221762002
Mahmoorganj
UTKARSH SMALL FINANCE BANK LTD.B/37 121 K-V-1 MAUJA BIRDOPURMAHMOORGANJ RATHYATRAVARANASI-		UTKS0001384221762008

Frequently asked questions

What is the IFSC code of Utkarsh Small Finance Bank Panchkosi?

UTKS0001078. It identifies the Panchkosi branch of Utkarsh Small Finance Bank in Varanasi, Uttar Pradesh.

What is the MICR code of Utkarsh Small Finance Bank Panchkosi?

221762004. It is printed at the bottom of cheques issued by this branch.

Where is Utkarsh Small Finance Bank Panchkosi branch?

1ST FLOOR SA20 BY 206 H 2 1 CHANDRA CHARMUHANI ASHAPUR WARD SARNATH,VARANASI 221007, Uttar Pradesh.

Does UTKS0001078 support NEFT, RTGS and IMPS?

Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.

What do the parts of UTKS0001078 mean?

UTKS is the bank code of Utkarsh Small Finance Bank, the 5th character "0" is reserved by the RBI, and 001078 is the branch code of Panchkosi.

How many Utkarsh Small Finance Bank branches are in Varanasi?

16. Each has its own IFSC code.

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