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Varachha Co-operative Bank · Surat

Varachha Co-operative Bank Kargil Chowk Punagam Branch IFSC code

IFSC code
✔ In RBI list v2.0.62
VARA0289020
MICR code
395City
289Bank
018Branch
IFSC code
VARA0289020
MICR code
395289018
Bank
Varachha Co-operative Bank
Branch
Kargil Chowk Punagam Branch
Address
SHOP NO. 110 TO 113, 1ST FLOOR,NILKANTH PLAZA,NR BALAJI RESIDENCY ,KARGIL CHOWK,PUNAGAM
City
Surat
District
Surat
State
Gujarat
Bank code
VARA
Branch code
289020
Contact
+912616918371
Payment systems
NEFT, RTGS, IMPS, UPI
Quick summary✔ RBI data Last synced · release v2.0.62

The IFSC code of Varachha Co-operative Bank, Kargil Chowk Punagam Branch branch (Surat, Gujarat) is VARA0289020. Its MICR code is 395289018. Use the IFSC for NEFT, RTGS and IMPS transfers to accounts at this branch.

Branch overview

  • Bank code VARA — identifies Varachha Co-operative Bank
  • 5th character 0 — reserved by the RBI
  • Branch code 289020 — identifies Kargil Chowk Punagam Branch
  • MICR 395289018 — city 395, bank 289, branch 018
  • Payments NEFT, RTGS, IMPS, UPI

Sources & verification

  • ✔ Official source: RBI IFSC & MICR master list
  • ✔ Dataset release v2.0.62
  • ✔ Last updated 24 October 2026
  • ✔ Format checked (11-character IFSC, 9-digit MICR)

Other Varachha Co-operative Bank branches in Surat

BranchIFSCMICR
Service Branch
SAHAKAR BHAVAN OPP. RUSHIKESH TOWNSHIP, VRAJCHOWK, SARTHANA JAKATANAKA		VARA00000SC—
Affil Tower Branch
AFFIL TOWER, L.H.ROAD, SURAT-395006		VARA0289001395289002
Kamrej Branch
DHARAM SHOPPING CENTRE, KAMREJ CHAR RASTA, KAMREJ, DIST-SURAT		VARA0289002395289003
Ring Road Branch
1ST FLOOR, VANKARSANGH BUILDING, OPP. JASH MARKET, RING ROAD, SURAT-395003		VARA0289003395289004
Kadodra Branch
THAKORJI COMPLEX, KADODRA CHAR RASTA, KADODRA-394327		VARA0289004395289005
Kapodra Branch
NEAR SIDDHKUTIR MANDIR,KAPODRA, VARACHHA ROAD, SURAT-395006		VARA0289005395289006
Katargam Branch
SARDAR COMPLEX,KATARGAM MAIN ROAD, NEAR BAL ANATH ASHRAM, KATARGAM-395004		VARA0289006395289007
Punagam Branch
RESMA RESIDENCY, NEAR PUNAGAM CANAL ROAD, PUNAGAM SURAT-395010		VARA0289007395289008
Sachin Branch
LAXMIVILLA TOWNSHIP, G.I.D.C., SACHIN-394230		VARA0289008395289009
Yogi Chowk Branch
FIRST FLOOR, SWAPN RESIDENCY, YOGI CHOWK, NR.WATER TANK, SURAT-395010		VARA0289012395289010
Mota Varachha Branch
GROUND FLOOR, ABHISHEK-III RESIDENCY, NR. SUDAMA CHOWK, MOTA VARACHHA, SURAT 394101		VARA0289013395289011
Sarthana Branch
103,DEEPKAMAL COMMERCIAL HUB,NR.NATURE PARK,SARTHANA,SURAT-KAMREJ ROAD,SURAT-395006		VARA0289014395289012

Frequently asked questions

What is the IFSC code of Varachha Co-operative Bank Kargil Chowk Punagam Branch?

VARA0289020. It identifies the Kargil Chowk Punagam Branch branch of Varachha Co-operative Bank in Surat, Gujarat.

What is the MICR code of Varachha Co-operative Bank Kargil Chowk Punagam Branch?

395289018. It is printed at the bottom of cheques issued by this branch.

Where is Varachha Co-operative Bank Kargil Chowk Punagam Branch branch?

SHOP NO. 110 TO 113, 1ST FLOOR,NILKANTH PLAZA,NR BALAJI RESIDENCY ,KARGIL CHOWK,PUNAGAM, Surat, Gujarat.

Does VARA0289020 support NEFT, RTGS and IMPS?

Yes: the RBI list shows NEFT, RTGS, IMPS and UPI for this branch.

What do the parts of VARA0289020 mean?

VARA is the bank code of Varachha Co-operative Bank, the 5th character "0" is reserved by the RBI, and 289020 is the branch code of Kargil Chowk Punagam Branch.

How many Varachha Co-operative Bank branches are in Surat?

26. Each has its own IFSC code.

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