MICR code
110023045
Punjab & Sind Bank, Krishna Ngr
- Bank
- Punjab & Sind Bank
- Branch
- Krishna Ngr
- IFSC
- PSIB0000338
- Address
- D3 13 KRISHNA NAGAR DELHI 110051
- City
- Delhi
- District
- Delhi
- State
- Delhi
- City code
- 110
- Bank code
- 023
- Branch code
- 045
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- 110023045
MICR code · Delhi
MICR code 110023045
✔ Verified in RBI list
How to read MICR 110023045
- 110: the city code. It usually follows the first digits of the area's PIN code; here it is Delhi.
- 023: the bank code, the same for every branch of Punjab & Sind Bank in cheque clearing.
- 045: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (PSIB0000338 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 110023045 belong to?
Punjab & Sind Bank, Krishna Ngr branch (Delhi, Delhi).
What is the IFSC code for MICR 110023045?
PSIB0000338.
What do the digits of 110023045 mean?
110 is the city code, 023 the bank code and 045 the branch code.