Quick summary✔ RBI data Last synced · release v2.0.62
MICR code 124485052 belongs to Kotak Mahindra Bank, Jhajjar Branch branch in Jhajjar, Haryana. The matching IFSC code is KKBK0004359.
How to read MICR 124485052
124: the city code. It usually follows the first digits of the area's PIN code; here it is Jhajjar.
485: the bank code, the same for every branch of Kotak Mahindra Bank in cheque clearing.
052: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (KKBK0004359 for this branch).
Before you deposit or write a cheque
Check that the MICR on the cheque matches the branch printed at the top of the leaf.
Use a CTS-2010 cheque; older formats are no longer cleared.
Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 124485052 belong to?
Kotak Mahindra Bank, Jhajjar Branch branch (Jhajjar, Haryana).
What is the IFSC code for MICR 124485052?
KKBK0004359.
What do the digits of 124485052 mean?
124 is the city code, 485 the bank code and 052 the branch code.
