MICR code
132024106
Punjab National Bank, Sector Karnal
- Bank
- Punjab National Bank
- Branch
- Sector Karnal
- IFSC
- PUNB0670400
- Address
- PLOT NO 21&22
- City
- Karnal
- District
- Karnal
- State
- Haryana
- City code
- 132
- Bank code
- 024
- Branch code
- 106
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- 132024106
MICR code · Karnal
MICR code 132024106
✔ Verified in RBI list
How to read MICR 132024106
- 132: the city code. It usually follows the first digits of the area's PIN code; here it is Karnal.
- 024: the bank code, the same for every branch of Punjab National Bank in cheque clearing.
- 106: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (PUNB0670400 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 132024106 belong to?
Punjab National Bank, Sector Karnal branch (Karnal, Haryana).
What is the IFSC code for MICR 132024106?
PUNB0670400.
What do the digits of 132024106 mean?
132 is the city code, 024 the bank code and 106 the branch code.