MICR code
132024132
Punjab National Bank, Saga
- Bank
- Punjab National Bank
- Branch
- Saga
- IFSC
- PUNB0734000
- Address
- V & PO SAGA, DISTT. KARNAL
- City
- Saga, Karnal
- District
- Saga, Karnal
- State
- Haryana
- City code
- 132
- Bank code
- 024
- Branch code
- 132
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- 132024132
MICR code · Saga, Karnal
MICR code 132024132
✔ Verified in RBI list
How to read MICR 132024132
- 132: the city code. It usually follows the first digits of the area's PIN code; here it is Saga, Karnal.
- 024: the bank code, the same for every branch of Punjab National Bank in cheque clearing.
- 132: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (PUNB0734000 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 132024132 belong to?
Punjab National Bank, Saga branch (Saga, Karnal, Haryana).
What is the IFSC code for MICR 132024132?
PUNB0734000.
What do the digits of 132024132 mean?
132 is the city code, 024 the bank code and 132 the branch code.