MICR code
132240112
HDFC Bank, Model Town Karnal
- Bank
- HDFC Bank
- Branch
- Model Town Karnal
- IFSC
- HDFC0003653
- Address
- 295 L MODEL TOWN DIST KARNAL
- City
- Karnal
- District
- Karnal
- State
- Haryana
- City code
- 132
- Bank code
- 240
- Branch code
- 112
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- 132240112
MICR code · Karnal
MICR code 132240112
✔ Verified in RBI list
How to read MICR 132240112
- 132: the city code. It usually follows the first digits of the area's PIN code; here it is Karnal.
- 240: the bank code, the same for every branch of HDFC Bank in cheque clearing.
- 112: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (HDFC0003653 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 132240112 belong to?
HDFC Bank, Model Town Karnal branch (Karnal, Haryana).
What is the IFSC code for MICR 132240112?
HDFC0003653.
What do the digits of 132240112 mean?
132 is the city code, 240 the bank code and 112 the branch code.