MICR code
141024018
Punjab National Bank, Jawaddi Ludhiana
- Bank
- Punjab National Bank
- Branch
- Jawaddi Ludhiana
- IFSC
- PUNB0180300
- Address
- PAKHOWAL ROAD
- City
- Jawaddi, Ludhiana
- District
- Ludhiana
- State
- Punjab
- City code
- 141
- Bank code
- 024
- Branch code
- 018
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- 141024018
MICR code · Jawaddi, Ludhiana
MICR code 141024018
✔ Verified in RBI list
How to read MICR 141024018
- 141: the city code. It usually follows the first digits of the area's PIN code; here it is Jawaddi, Ludhiana.
- 024: the bank code, the same for every branch of Punjab National Bank in cheque clearing.
- 018: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (PUNB0180300 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 141024018 belong to?
Punjab National Bank, Jawaddi Ludhiana branch (Jawaddi, Ludhiana, Punjab).
What is the IFSC code for MICR 141024018?
PUNB0180300.
What do the digits of 141024018 mean?
141 is the city code, 024 the bank code and 018 the branch code.