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MICR code · Ludhiana

MICR code 141028016

MICR code
141028016
UCO Bank, Kohara
✔ Verified in RBI list
Bank
UCO Bank
Branch
Kohara
IFSC
UCBA0000414
Address
V.P.O KOHARA DISTT LUDHIANA ,LUDHIANA ,PUNJAB PIN 141112
City
Ludhiana
District
Kohara
State
Punjab
City code
141
Bank code
028
Branch code
016
Branch page
Quick summary✔ RBI data Last synced · release v2.0.62

MICR code 141028016 belongs to UCO Bank, Kohara branch in Ludhiana, Punjab. The matching IFSC code is UCBA0000414.

How to read MICR 141028016

  • 141: the city code. It usually follows the first digits of the area's PIN code; here it is Ludhiana.
  • 028: the bank code, the same for every branch of UCO Bank in cheque clearing.
  • 016: the branch code within that city and bank.

The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (UCBA0000414 for this branch).

Before you deposit or write a cheque

  • Check that the MICR on the cheque matches the branch printed at the top of the leaf.
  • Use a CTS-2010 cheque; older formats are no longer cleared.
  • Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.

Frequently asked questions

Which bank does MICR 141028016 belong to?

UCO Bank, Kohara branch (Ludhiana, Punjab).

What is the IFSC code for MICR 141028016?

UCBA0000414.

What do the digits of 141028016 mean?

141 is the city code, 028 the bank code and 016 the branch code.

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