MICR code
142023064
Punjab & Sind Bank, Dbu Jagraon
- Bank
- Punjab & Sind Bank
- Branch
- Dbu Jagraon
- IFSC
- PSIB0021574
- Address
- LAJPAT RAI ROAD
- City
- Ludhiana
- District
- Ludhiana
- State
- Punjab
- City code
- 142
- Bank code
- 023
- Branch code
- 064
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- 142023064
MICR code · Ludhiana
MICR code 142023064
✔ Verified in RBI list
How to read MICR 142023064
- 142: the city code. It usually follows the first digits of the area's PIN code; here it is Ludhiana.
- 023: the bank code, the same for every branch of Punjab & Sind Bank in cheque clearing.
- 064: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (PSIB0021574 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 142023064 belong to?
Punjab & Sind Bank, Dbu Jagraon branch (Ludhiana, Punjab).
What is the IFSC code for MICR 142023064?
PSIB0021574.
What do the digits of 142023064 mean?
142 is the city code, 023 the bank code and 064 the branch code.