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MICR code · Gurdaspur

MICR code 143002099

MICR code
143002099
State Bank of India, Qadian
✔ Verified in RBI list
Bank
State Bank of India
Branch
Qadian
IFSC
SBIN0001571
Address
DIST GURDASPUR, PUNJAB 100
City
Gurdaspur
District
Qadian
State
Punjab
City code
143
Bank code
002
Branch code
099
Branch page
Quick summary✔ RBI data Last synced · release v2.0.62

MICR code 143002099 belongs to State Bank of India, Qadian branch in Gurdaspur, Punjab. The matching IFSC code is SBIN0001571.

How to read MICR 143002099

  • 143: the city code. It usually follows the first digits of the area's PIN code; here it is Gurdaspur.
  • 002: the bank code, the same for every branch of State Bank of India in cheque clearing.
  • 099: the branch code within that city and bank.

The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (SBIN0001571 for this branch).

Before you deposit or write a cheque

  • Check that the MICR on the cheque matches the branch printed at the top of the leaf.
  • Use a CTS-2010 cheque; older formats are no longer cleared.
  • Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.

Frequently asked questions

Which bank does MICR 143002099 belong to?

State Bank of India, Qadian branch (Gurdaspur, Punjab).

What is the IFSC code for MICR 143002099?

SBIN0001571.

What do the digits of 143002099 mean?

143 is the city code, 002 the bank code and 099 the branch code.

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