Quick summary✔ RBI data Last synced · release v2.0.62
MICR code 143012202 belongs to Bank of Baroda, Gurdaspur Branch branch in Gurdaspur, Punjab. The matching IFSC code is BARB0GURDAS.
How to read MICR 143012202
143: the city code. It usually follows the first digits of the area's PIN code; here it is Gurdaspur.
012: the bank code, the same for every branch of Bank of Baroda in cheque clearing.
202: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (BARB0GURDAS for this branch).
Before you deposit or write a cheque
Check that the MICR on the cheque matches the branch printed at the top of the leaf.
Use a CTS-2010 cheque; older formats are no longer cleared.
Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 143012202 belong to?
Bank of Baroda, Gurdaspur Branch branch (Gurdaspur, Punjab).
What is the IFSC code for MICR 143012202?
BARB0GURDAS.
What do the digits of 143012202 mean?
143 is the city code, 012 the bank code and 202 the branch code.
