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MICR code · Oiu

MICR code 144002656

MICR code
144002656
State Bank of India, Mahilpur
✔ Verified in RBI list
Bank
State Bank of India
Branch
Mahilpur
IFSC
SBIN0050710
Address
VPO MAHILPUR
City
Oiu
District
Mahalpur
State
Punjab
City code
144
Bank code
002
Branch code
656
Branch page
Quick summary✔ RBI data Last synced · release v2.0.62

MICR code 144002656 belongs to State Bank of India, Mahilpur branch in Oiu, Punjab. The matching IFSC code is SBIN0050710.

How to read MICR 144002656

  • 144: the city code. It usually follows the first digits of the area's PIN code; here it is Oiu.
  • 002: the bank code, the same for every branch of State Bank of India in cheque clearing.
  • 656: the branch code within that city and bank.

The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (SBIN0050710 for this branch).

Before you deposit or write a cheque

  • Check that the MICR on the cheque matches the branch printed at the top of the leaf.
  • Use a CTS-2010 cheque; older formats are no longer cleared.
  • Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.

Frequently asked questions

Which bank does MICR 144002656 belong to?

State Bank of India, Mahilpur branch (Oiu, Punjab).

What is the IFSC code for MICR 144002656?

SBIN0050710.

What do the digits of 144002656 mean?

144 is the city code, 002 the bank code and 656 the branch code.

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