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MICR code · Mukerian

MICR code 144013702

MICR code
144013702
Bank of India, Mukerian
✔ Verified in RBI list
Bank
Bank of India
Branch
Mukerian
IFSC
BKID0006315
Address
NEAR BUS STANDG T ROAD MUKERIAN
City
Mukerian
District
Mukerian
State
Punjab
City code
144
Bank code
013
Branch code
702
Branch page
Quick summary✔ RBI data Last synced · release v2.0.62

MICR code 144013702 belongs to Bank of India, Mukerian branch in Mukerian, Punjab. The matching IFSC code is BKID0006315.

How to read MICR 144013702

  • 144: the city code. It usually follows the first digits of the area's PIN code; here it is Mukerian.
  • 013: the bank code, the same for every branch of Bank of India in cheque clearing.
  • 702: the branch code within that city and bank.

The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (BKID0006315 for this branch).

Before you deposit or write a cheque

  • Check that the MICR on the cheque matches the branch printed at the top of the leaf.
  • Use a CTS-2010 cheque; older formats are no longer cleared.
  • Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.

Frequently asked questions

Which bank does MICR 144013702 belong to?

Bank of India, Mukerian branch (Mukerian, Punjab).

What is the IFSC code for MICR 144013702?

BKID0006315.

What do the digits of 144013702 mean?

144 is the city code, 013 the bank code and 702 the branch code.

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