MICR code
144019050
Indian Bank, Dayal Nagar
- Bank
- Indian Bank
- Branch
- Dayal Nagar
- IFSC
- IDIB000D062
- Address
- B/384410 AVTAR NAGAR ROAD DAYAL NAGAR PIN 144003
- City
- Jalandhar
- District
- Dayal Nagar
- State
- Punjab
- City code
- 144
- Bank code
- 019
- Branch code
- 050
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- 144019050
MICR code · Jalandhar
MICR code 144019050
✔ Verified in RBI list
How to read MICR 144019050
- 144: the city code. It usually follows the first digits of the area's PIN code; here it is Jalandhar.
- 019: the bank code, the same for every branch of Indian Bank in cheque clearing.
- 050: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (IDIB000D062 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 144019050 belong to?
Indian Bank, Dayal Nagar branch (Jalandhar, Punjab).
What is the IFSC code for MICR 144019050?
IDIB000D062.
What do the digits of 144019050 mean?
144 is the city code, 019 the bank code and 050 the branch code.