MICR code
144023879
Punjab & Sind Bank, Ghogra
- Bank
- Punjab & Sind Bank
- Branch
- Ghogra
- IFSC
- PSIB0000593
- Address
- GHOGRA, DISTT. HOSHIARPUR, PUNJAB - 144205
- City
- Hoshiarpur
- District
- Ghogra
- State
- Punjab
- City code
- 144
- Bank code
- 023
- Branch code
- 879
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- 144023879
MICR code · Hoshiarpur
MICR code 144023879
✔ Verified in RBI list
How to read MICR 144023879
- 144: the city code. It usually follows the first digits of the area's PIN code; here it is Hoshiarpur.
- 023: the bank code, the same for every branch of Punjab & Sind Bank in cheque clearing.
- 879: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (PSIB0000593 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 144023879 belong to?
Punjab & Sind Bank, Ghogra branch (Hoshiarpur, Punjab).
What is the IFSC code for MICR 144023879?
PSIB0000593.
What do the digits of 144023879 mean?
144 is the city code, 023 the bank code and 879 the branch code.