Quick summary✔ RBI data Last synced · release v2.0.62
MICR code 144028576 belongs to UCO Bank, Dasuya branch in Hoshiarpur, Punjab. The matching IFSC code is UCBA0002307.
How to read MICR 144028576
144: the city code. It usually follows the first digits of the area's PIN code; here it is Hoshiarpur.
028: the bank code, the same for every branch of UCO Bank in cheque clearing.
576: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (UCBA0002307 for this branch).
Before you deposit or write a cheque
Check that the MICR on the cheque matches the branch printed at the top of the leaf.
Use a CTS-2010 cheque; older formats are no longer cleared.
Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 144028576 belong to?
UCO Bank, Dasuya branch (Hoshiarpur, Punjab).
What is the IFSC code for MICR 144028576?
UCBA0002307.
What do the digits of 144028576 mean?
144 is the city code, 028 the bank code and 576 the branch code.
