MICR code
145240011
HDFC Bank, Bungal
- Bank
- HDFC Bank
- Branch
- Bungal
- IFSC
- HDFC0008891
- Address
- VPO BUGAL BADHANI SQUARE NEAR PETROL PUMP BUNGAL PUNJAB 145001
- City
- Gurdaspur
- District
- Bungal
- State
- Punjab
- City code
- 145
- Bank code
- 240
- Branch code
- 011
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- 145240011
MICR code · Gurdaspur
MICR code 145240011
✔ Verified in RBI list
How to read MICR 145240011
- 145: the city code. It usually follows the first digits of the area's PIN code; here it is Gurdaspur.
- 240: the bank code, the same for every branch of HDFC Bank in cheque clearing.
- 011: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (HDFC0008891 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 145240011 belong to?
HDFC Bank, Bungal branch (Gurdaspur, Punjab).
What is the IFSC code for MICR 145240011?
HDFC0008891.
What do the digits of 145240011 mean?
145 is the city code, 240 the bank code and 011 the branch code.