MICR code
147013301
Bank of India, Mandi Gobindgarh
- Bank
- Bank of India
- Branch
- Mandi Gobindgarh
- IFSC
- BKID0006552
- Address
- OPP NEW BUS ADDAG T ROAD
- City
- Mandi Govindgarh
- District
- Mandi Govindgarh
- State
- Punjab
- City code
- 147
- Bank code
- 013
- Branch code
- 301
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- 147013301
MICR code · Mandi Govindgarh
MICR code 147013301
✔ Verified in RBI list
How to read MICR 147013301
- 147: the city code. It usually follows the first digits of the area's PIN code; here it is Mandi Govindgarh.
- 013: the bank code, the same for every branch of Bank of India in cheque clearing.
- 301: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (BKID0006552 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 147013301 belong to?
Bank of India, Mandi Gobindgarh branch (Mandi Govindgarh, Punjab).
What is the IFSC code for MICR 147013301?
BKID0006552.
What do the digits of 147013301 mean?
147 is the city code, 013 the bank code and 301 the branch code.