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MICR code · Patiala

MICR code 147023152

MICR code
147023152
Punjab & Sind Bank, Nabha
✔ Verified in RBI list
Bank
Punjab & Sind Bank
Branch
Nabha
IFSC
PSIB0000092
Address
PATIALA GATE, NABHA, DISTRICT PATIALA-147201
City
Patiala
District
Nabha
State
Punjab
City code
147
Bank code
023
Branch code
152
Branch page
Quick summary✔ RBI data Last synced · release v2.0.62

MICR code 147023152 belongs to Punjab & Sind Bank, Nabha branch in Patiala, Punjab. The matching IFSC code is PSIB0000092.

How to read MICR 147023152

  • 147: the city code. It usually follows the first digits of the area's PIN code; here it is Patiala.
  • 023: the bank code, the same for every branch of Punjab & Sind Bank in cheque clearing.
  • 152: the branch code within that city and bank.

The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (PSIB0000092 for this branch).

Before you deposit or write a cheque

  • Check that the MICR on the cheque matches the branch printed at the top of the leaf.
  • Use a CTS-2010 cheque; older formats are no longer cleared.
  • Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.

Frequently asked questions

Which bank does MICR 147023152 belong to?

Punjab & Sind Bank, Nabha branch (Patiala, Punjab).

What is the IFSC code for MICR 147023152?

PSIB0000092.

What do the digits of 147023152 mean?

147 is the city code, 023 the bank code and 152 the branch code.

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