MICR code
147028001
UCO Bank, Samana
- Bank
- UCO Bank
- Branch
- Samana
- IFSC
- UCBA0002144
- Address
- RAMA MILLS COMPOUND AMBEDKAR CHOWK ,PATIALA ,PUNJAB PIN 147101
- City
- Patiala
- District
- Samana
- State
- Punjab
- City code
- 147
- Bank code
- 028
- Branch code
- 001
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- MICR search
- 147028001
MICR code · Patiala
MICR code 147028001
✔ Verified in RBI list
How to read MICR 147028001
- 147: the city code. It usually follows the first digits of the area's PIN code; here it is Patiala.
- 028: the bank code, the same for every branch of UCO Bank in cheque clearing.
- 001: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (UCBA0002144 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 147028001 belong to?
UCO Bank, Samana branch (Patiala, Punjab).
What is the IFSC code for MICR 147028001?
UCBA0002144.
What do the digits of 147028001 mean?
147 is the city code, 028 the bank code and 001 the branch code.