MICR code
148240302
HDFC Bank, Sunam
- Bank
- HDFC Bank
- Branch
- Sunam
- IFSC
- HDFC0001412
- Address
- HDFC BANK LTDMATA MODI ROADDIST-SANGRUR
- City
- Sangrur
- District
- Sunam
- State
- Punjab
- City code
- 148
- Bank code
- 240
- Branch code
- 302
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- 148240302
MICR code · Sangrur
MICR code 148240302
✔ Verified in RBI list
How to read MICR 148240302
- 148: the city code. It usually follows the first digits of the area's PIN code; here it is Sangrur.
- 240: the bank code, the same for every branch of HDFC Bank in cheque clearing.
- 302: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (HDFC0001412 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 148240302 belong to?
HDFC Bank, Sunam branch (Sangrur, Punjab).
What is the IFSC code for MICR 148240302?
HDFC0001412.
What do the digits of 148240302 mean?
148 is the city code, 240 the bank code and 302 the branch code.