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MICR code · Bathinda

MICR code 151023304

MICR code
151023304
Punjab & Sind Bank, Bhairupa
✔ Verified in RBI list
Bank
Punjab & Sind Bank
Branch
Bhairupa
IFSC
PSIB0000143
Address
BHAI RUPA, DISTT. BATHINDA , PUNJAB - 151106
City
Bathinda
District
Bathinda
State
Punjab
City code
151
Bank code
023
Branch code
304
Branch page
Quick summary✔ RBI data Last synced · release v2.0.62

MICR code 151023304 belongs to Punjab & Sind Bank, Bhairupa branch in Bathinda, Punjab. The matching IFSC code is PSIB0000143.

How to read MICR 151023304

  • 151: the city code. It usually follows the first digits of the area's PIN code; here it is Bathinda.
  • 023: the bank code, the same for every branch of Punjab & Sind Bank in cheque clearing.
  • 304: the branch code within that city and bank.

The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (PSIB0000143 for this branch).

Before you deposit or write a cheque

  • Check that the MICR on the cheque matches the branch printed at the top of the leaf.
  • Use a CTS-2010 cheque; older formats are no longer cleared.
  • Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.

Frequently asked questions

Which bank does MICR 151023304 belong to?

Punjab & Sind Bank, Bhairupa branch (Bathinda, Punjab).

What is the IFSC code for MICR 151023304?

PSIB0000143.

What do the digits of 151023304 mean?

151 is the city code, 023 the bank code and 304 the branch code.

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