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MICR code · Muktsar

MICR code 152240203

MICR code
152240203
HDFC Bank, Badal
✔ Verified in RBI list
Bank
HDFC Bank
Branch
Badal
IFSC
HDFC0002960
Address
HDFC BANK LTD DIST - MUKTSAR, BADAL,152113BADAL PUNJAB 152113
City
Muktsar
District
Badal
State
Punjab
City code
152
Bank code
240
Branch code
203
Branch page
Quick summary✔ RBI data Last synced · release v2.0.62

MICR code 152240203 belongs to HDFC Bank, Badal branch in Muktsar, Punjab. The matching IFSC code is HDFC0002960.

How to read MICR 152240203

  • 152: the city code. It usually follows the first digits of the area's PIN code; here it is Muktsar.
  • 240: the bank code, the same for every branch of HDFC Bank in cheque clearing.
  • 203: the branch code within that city and bank.

The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (HDFC0002960 for this branch).

Before you deposit or write a cheque

  • Check that the MICR on the cheque matches the branch printed at the top of the leaf.
  • Use a CTS-2010 cheque; older formats are no longer cleared.
  • Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.

Frequently asked questions

Which bank does MICR 152240203 belong to?

HDFC Bank, Badal branch (Muktsar, Punjab).

What is the IFSC code for MICR 152240203?

HDFC0002960.

What do the digits of 152240203 mean?

152 is the city code, 240 the bank code and 203 the branch code.

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