MICR code
160052005
Karnataka Bank, Zirakpur
- Bank
- Karnataka Bank
- Branch
- Zirakpur
- IFSC
- KARB0000899
- Address
- NO.1&2, VEER COMPLEX, VIP ROAD, ZIRAKPUR-140603
- City
- Mohali
- District
- Zirakpur
- State
- Punjab
- City code
- 160
- Bank code
- 052
- Branch code
- 005
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MICR code · Mohali
MICR code 160052005
✔ Verified in RBI list
How to read MICR 160052005
- 160: the city code. It usually follows the first digits of the area's PIN code; here it is Mohali.
- 052: the bank code, the same for every branch of Karnataka Bank in cheque clearing.
- 005: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (KARB0000899 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 160052005 belong to?
Karnataka Bank, Zirakpur branch (Mohali, Punjab).
What is the IFSC code for MICR 160052005?
KARB0000899.
What do the digits of 160052005 mean?
160 is the city code, 052 the bank code and 005 the branch code.