MICR code
171024049
Punjab National Bank, Shimla
- Bank
- Punjab National Bank
- Branch
- Shimla
- IFSC
- PUNB0020910
- Address
- LAHORI BLDG,LOWER BAZAR 171001
- City
- Shimla
- District
- Shimla
- State
- Himachal Pradesh
- City code
- 171
- Bank code
- 024
- Branch code
- 049
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- 171024049
MICR code · Shimla
MICR code 171024049
✔ Verified in RBI list
How to read MICR 171024049
- 171: the city code. It usually follows the first digits of the area's PIN code; here it is Shimla.
- 024: the bank code, the same for every branch of Punjab National Bank in cheque clearing.
- 049: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (PUNB0020910 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 171024049 belong to?
Punjab National Bank, Shimla branch (Shimla, Himachal Pradesh).
What is the IFSC code for MICR 171024049?
PUNB0020910.
What do the digits of 171024049 mean?
171 is the city code, 024 the bank code and 049 the branch code.