MICR code
174024266
Punjab National Bank, Kungrat
- Bank
- Punjab National Bank
- Branch
- Kungrat
- IFSC
- PUNB0118100
- Address
- KUNGRAT DISTT. UNA
- City
- Kungrat
- District
- Kungrat
- State
- Himachal Pradesh
- City code
- 174
- Bank code
- 024
- Branch code
- 266
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- 174024266
MICR code · Kungrat
MICR code 174024266
✔ Verified in RBI list
How to read MICR 174024266
- 174: the city code. It usually follows the first digits of the area's PIN code; here it is Kungrat.
- 024: the bank code, the same for every branch of Punjab National Bank in cheque clearing.
- 266: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (PUNB0118100 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 174024266 belong to?
Punjab National Bank, Kungrat branch (Kungrat, Himachal Pradesh).
What is the IFSC code for MICR 174024266?
PUNB0118100.
What do the digits of 174024266 mean?
174 is the city code, 024 the bank code and 266 the branch code.