Quick summary✔ RBI data Last synced · release v2.0.62
MICR code 180015023 belongs to Canara Bank, Jammu branch in Chandigarh, Jammu and Kashmir. The matching IFSC code is CNRB0017641.
How to read MICR 180015023
180: the city code. It usually follows the first digits of the area's PIN code; here it is Chandigarh.
015: the bank code, the same for every branch of Canara Bank in cheque clearing.
023: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (CNRB0017641 for this branch).
Before you deposit or write a cheque
Check that the MICR on the cheque matches the branch printed at the top of the leaf.
Use a CTS-2010 cheque; older formats are no longer cleared.
Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 180015023 belong to?
Canara Bank, Jammu branch (Chandigarh, Jammu and Kashmir).
What is the IFSC code for MICR 180015023?
CNRB0017641.
What do the digits of 180015023 mean?
180 is the city code, 015 the bank code and 023 the branch code.
