MICR code
180024032
Punjab National Bank, Bishnah
- Bank
- Punjab National Bank
- Branch
- Bishnah
- IFSC
- PUNB0480100
- Address
- WARD NO 13 ARNIA ROAD
- City
- Bishnah Distt Jammu
- District
- Jammu
- State
- Jammu and Kashmir
- City code
- 180
- Bank code
- 024
- Branch code
- 032
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- MICR search
- 180024032
MICR code · Bishnah Distt Jammu
MICR code 180024032
✔ Verified in RBI list
How to read MICR 180024032
- 180: the city code. It usually follows the first digits of the area's PIN code; here it is Bishnah Distt Jammu.
- 024: the bank code, the same for every branch of Punjab National Bank in cheque clearing.
- 032: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (PUNB0480100 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 180024032 belong to?
Punjab National Bank, Bishnah branch (Bishnah Distt Jammu, Jammu and Kashmir).
What is the IFSC code for MICR 180024032?
PUNB0480100.
What do the digits of 180024032 mean?
180 is the city code, 024 the bank code and 032 the branch code.