Quick summary✔ RBI data Last synced · release v2.0.62
MICR code 180211013 belongs to Axis Bank, Phalora Nagbani branch in Jammu, Jammu and Kashmir. The matching IFSC code is UTIB0002491.
How to read MICR 180211013
180: the city code. It usually follows the first digits of the area's PIN code; here it is Jammu.
211: the bank code, the same for every branch of Axis Bank in cheque clearing.
013: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (UTIB0002491 for this branch).
Before you deposit or write a cheque
Check that the MICR on the cheque matches the branch printed at the top of the leaf.
Use a CTS-2010 cheque; older formats are no longer cleared.
Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 180211013 belong to?
Axis Bank, Phalora Nagbani branch (Jammu, Jammu and Kashmir).
What is the IFSC code for MICR 180211013?
UTIB0002491.
What do the digits of 180211013 mean?
180 is the city code, 211 the bank code and 013 the branch code.
