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MICR code · Udhampur

MICR code 182002161

MICR code
182002161
State Bank of India, Panchari
✔ Verified in RBI list
Bank
State Bank of India
Branch
Panchari
IFSC
SBIN0006895
Address
PANCHARI
City
Udhampur
District
Panchari
State
Jammu and Kashmir
City code
182
Bank code
002
Branch code
161
Branch page
Quick summary✔ RBI data Last synced · release v2.0.62

MICR code 182002161 belongs to State Bank of India, Panchari branch in Udhampur, Jammu and Kashmir. The matching IFSC code is SBIN0006895.

How to read MICR 182002161

  • 182: the city code. It usually follows the first digits of the area's PIN code; here it is Udhampur.
  • 002: the bank code, the same for every branch of State Bank of India in cheque clearing.
  • 161: the branch code within that city and bank.

The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (SBIN0006895 for this branch).

Before you deposit or write a cheque

  • Check that the MICR on the cheque matches the branch printed at the top of the leaf.
  • Use a CTS-2010 cheque; older formats are no longer cleared.
  • Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.

Frequently asked questions

Which bank does MICR 182002161 belong to?

State Bank of India, Panchari branch (Udhampur, Jammu and Kashmir).

What is the IFSC code for MICR 182002161?

SBIN0006895.

What do the digits of 182002161 mean?

182 is the city code, 002 the bank code and 161 the branch code.

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