MICR code
182024005
Punjab National Bank, Udhampur
- Bank
- Punjab National Bank
- Branch
- Udhampur
- IFSC
- PUNB0016610
- Address
- MAIN BAZAR, 182101
- City
- Udhampur
- District
- Udhampur
- State
- Jammu and Kashmir
- City code
- 182
- Bank code
- 024
- Branch code
- 005
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MICR code · Udhampur
MICR code 182024005
✔ Verified in RBI list
How to read MICR 182024005
- 182: the city code. It usually follows the first digits of the area's PIN code; here it is Udhampur.
- 024: the bank code, the same for every branch of Punjab National Bank in cheque clearing.
- 005: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (PUNB0016610 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 182024005 belong to?
Punjab National Bank, Udhampur branch (Udhampur, Jammu and Kashmir).
What is the IFSC code for MICR 182024005?
PUNB0016610.
What do the digits of 182024005 mean?
182 is the city code, 024 the bank code and 005 the branch code.