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MICR code · Kishtwar

MICR code 182051415

MICR code
182051415
Jammu and Kashmir Bank, Palmar
✔ Verified in RBI list
Bank
Jammu and Kashmir Bank
Branch
Palmar
IFSC
JAKA0PALMAR
Address
PALMAR
City
Kishtwar
District
Kishtwar
State
Jammu and Kashmir
City code
182
Bank code
051
Branch code
415
Branch page
Quick summary✔ RBI data Last synced · release v2.0.62

MICR code 182051415 belongs to Jammu and Kashmir Bank, Palmar branch in Kishtwar, Jammu and Kashmir. The matching IFSC code is JAKA0PALMAR.

How to read MICR 182051415

  • 182: the city code. It usually follows the first digits of the area's PIN code; here it is Kishtwar.
  • 051: the bank code, the same for every branch of Jammu and Kashmir Bank in cheque clearing.
  • 415: the branch code within that city and bank.

The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (JAKA0PALMAR for this branch).

Before you deposit or write a cheque

  • Check that the MICR on the cheque matches the branch printed at the top of the leaf.
  • Use a CTS-2010 cheque; older formats are no longer cleared.
  • Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.

Frequently asked questions

Which bank does MICR 182051415 belong to?

Jammu and Kashmir Bank, Palmar branch (Kishtwar, Jammu and Kashmir).

What is the IFSC code for MICR 182051415?

JAKA0PALMAR.

What do the digits of 182051415 mean?

182 is the city code, 051 the bank code and 415 the branch code.

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