MICR code
190024013
Punjab National Bank, Srinagar, Zadibal
- Bank
- Punjab National Bank
- Branch
- Srinagar, Zadibal
- IFSC
- PUNB0312400
- Address
- ZADIBAL
- City
- Srinagar
- District
- Srinagar, ,jk
- State
- Jammu and Kashmir
- City code
- 190
- Bank code
- 024
- Branch code
- 013
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- 190024013
MICR code · Srinagar
MICR code 190024013
✔ Verified in RBI list
How to read MICR 190024013
- 190: the city code. It usually follows the first digits of the area's PIN code; here it is Srinagar.
- 024: the bank code, the same for every branch of Punjab National Bank in cheque clearing.
- 013: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (PUNB0312400 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 190024013 belong to?
Punjab National Bank, Srinagar, Zadibal branch (Srinagar, Jammu and Kashmir).
What is the IFSC code for MICR 190024013?
PUNB0312400.
What do the digits of 190024013 mean?
190 is the city code, 024 the bank code and 013 the branch code.