Quick summary✔ RBI data Last synced · release v2.0.62
MICR code 190024014 belongs to Punjab National Bank, Rawalpura branch in Sanat Nagar, Jammu and Kashmir. The matching IFSC code is PUNB0376900.
How to read MICR 190024014
190: the city code. It usually follows the first digits of the area's PIN code; here it is Sanat Nagar.
024: the bank code, the same for every branch of Punjab National Bank in cheque clearing.
014: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (PUNB0376900 for this branch).
Before you deposit or write a cheque
Check that the MICR on the cheque matches the branch printed at the top of the leaf.
Use a CTS-2010 cheque; older formats are no longer cleared.
Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 190024014 belong to?
Punjab National Bank, Rawalpura branch (Sanat Nagar, Jammu and Kashmir).
What is the IFSC code for MICR 190024014?
PUNB0376900.
What do the digits of 190024014 mean?
190 is the city code, 024 the bank code and 014 the branch code.
