MICR code
205019003
Indian Bank, Karhal
- Bank
- Indian Bank
- Branch
- Karhal
- IFSC
- IDIB000K599
- Address
- ADARSH NAGAR KARHAL KARHAL PIN 205264
- City
- Mainpuri
- District
- Karhal
- State
- Uttar Pradesh
- City code
- 205
- Bank code
- 019
- Branch code
- 003
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MICR code · Mainpuri
MICR code 205019003
✔ Verified in RBI list
How to read MICR 205019003
- 205: the city code. It usually follows the first digits of the area's PIN code; here it is Mainpuri.
- 019: the bank code, the same for every branch of Indian Bank in cheque clearing.
- 003: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (IDIB000K599 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 205019003 belong to?
Indian Bank, Karhal branch (Mainpuri, Uttar Pradesh).
What is the IFSC code for MICR 205019003?
IDIB000K599.
What do the digits of 205019003 mean?
205 is the city code, 019 the bank code and 003 the branch code.