Quick summary✔ RBI data Last synced · release v2.0.62
MICR code 208023003 belongs to Punjab & Sind Bank, Latouche Road, Kanpur branch in Kanpur City, Uttar Pradesh. The matching IFSC code is PSIB0000011.
How to read MICR 208023003
208: the city code. It usually follows the first digits of the area's PIN code; here it is Kanpur City.
023: the bank code, the same for every branch of Punjab & Sind Bank in cheque clearing.
003: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (PSIB0000011 for this branch).
Before you deposit or write a cheque
Check that the MICR on the cheque matches the branch printed at the top of the leaf.
Use a CTS-2010 cheque; older formats are no longer cleared.
Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 208023003 belong to?
Punjab & Sind Bank, Latouche Road, Kanpur branch (Kanpur City, Uttar Pradesh).
What is the IFSC code for MICR 208023003?
PSIB0000011 and PSIB0000302.
What do the digits of 208023003 mean?
208 is the city code, 023 the bank code and 003 the branch code.
