Quick summary✔ RBI data Last synced · release v2.0.62
MICR code 210024102 belongs to Punjab National Bank, Hamirpur branch in Near Alok Nursing Home, Uttar Pradesh. The matching IFSC code is PUNB0457600.
How to read MICR 210024102
210: the city code. It usually follows the first digits of the area's PIN code; here it is Near Alok Nursing Home.
024: the bank code, the same for every branch of Punjab National Bank in cheque clearing.
102: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (PUNB0457600 for this branch).
Before you deposit or write a cheque
Check that the MICR on the cheque matches the branch printed at the top of the leaf.
Use a CTS-2010 cheque; older formats are no longer cleared.
Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 210024102 belong to?
Punjab National Bank, Hamirpur branch (Near Alok Nursing Home, Uttar Pradesh).
What is the IFSC code for MICR 210024102?
PUNB0457600.
What do the digits of 210024102 mean?
210 is the city code, 024 the bank code and 102 the branch code.