MICR code
226023507
Punjab & Sind Bank, Kotra
- Bank
- Punjab & Sind Bank
- Branch
- Kotra
- IFSC
- PSIB0021414
- Address
- VILLAGE KOTRA, PO UNNAO, DISTT UNNAO 241503, UP
- City
- Unnao
- District
- Unnao
- State
- Uttar Pradesh
- City code
- 226
- Bank code
- 023
- Branch code
- 507
- Home
- MICR search
- 226023507
MICR code · Unnao
MICR code 226023507
✔ Verified in RBI list
How to read MICR 226023507
- 226: the city code. It usually follows the first digits of the area's PIN code; here it is Unnao.
- 023: the bank code, the same for every branch of Punjab & Sind Bank in cheque clearing.
- 507: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (PSIB0021414 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 226023507 belong to?
Punjab & Sind Bank, Kotra branch (Unnao, Uttar Pradesh).
What is the IFSC code for MICR 226023507?
PSIB0021414.
What do the digits of 226023507 mean?
226 is the city code, 023 the bank code and 507 the branch code.