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MICR code · Prayagraj

MICR code 229762003

MICR code
229762003
Utkarsh Small Finance Bank, Atrampur Urf Nawabganj
✔ Verified in RBI list
Bank
Utkarsh Small Finance Bank
Branch
Atrampur Urf Nawabganj
IFSC
UTKS0002022
Address
UTKARSH SMALL FINANCE BANK LTD UPPER GRD FLR ALLAHABAD TO LUCKNOW ROAD NEAR NAWABGANJ POLICE STATION ATRAMPUR URF NAWABGANJ DIST PRAYAGRAJ UTTAR PRADESH-229412
City
Prayagraj
District
Prayagraj
State
Uttar Pradesh
City code
229
Bank code
762
Branch code
003
Branch page
Quick summary✔ RBI data Last synced · release v2.0.62

MICR code 229762003 belongs to Utkarsh Small Finance Bank, Atrampur Urf Nawabganj branch in Prayagraj, Uttar Pradesh. The matching IFSC code is UTKS0002022.

How to read MICR 229762003

  • 229: the city code. It usually follows the first digits of the area's PIN code; here it is Prayagraj.
  • 762: the bank code, the same for every branch of Utkarsh Small Finance Bank in cheque clearing.
  • 003: the branch code within that city and bank.

The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (UTKS0002022 for this branch).

Before you deposit or write a cheque

  • Check that the MICR on the cheque matches the branch printed at the top of the leaf.
  • Use a CTS-2010 cheque; older formats are no longer cleared.
  • Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.

Frequently asked questions

Which bank does MICR 229762003 belong to?

Utkarsh Small Finance Bank, Atrampur Urf Nawabganj branch (Prayagraj, Uttar Pradesh).

What is the IFSC code for MICR 229762003?

UTKS0002022.

What do the digits of 229762003 mean?

229 is the city code, 762 the bank code and 003 the branch code.

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