MICR code
231019122
Indian Bank, Kone
- Bank
- Indian Bank
- Branch
- Kone
- IFSC
- IDIB000K786
- Address
- VILL PO KONE KONE KONE PIN 231210
- City
- Sonbhadra
- District
- Kone
- State
- Uttar Pradesh
- City code
- 231
- Bank code
- 019
- Branch code
- 122
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- 231019122
MICR code · Sonbhadra
MICR code 231019122
✔ Verified in RBI list
How to read MICR 231019122
- 231: the city code. It usually follows the first digits of the area's PIN code; here it is Sonbhadra.
- 019: the bank code, the same for every branch of Indian Bank in cheque clearing.
- 122: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (IDIB000K786 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 231019122 belong to?
Indian Bank, Kone branch (Sonbhadra, Uttar Pradesh).
What is the IFSC code for MICR 231019122?
IDIB000K786.
What do the digits of 231019122 mean?
231 is the city code, 019 the bank code and 122 the branch code.