MICR code
232019059
Indian Bank, Chakia
- Bank
- Indian Bank
- Branch
- Chakia
- IFSC
- IDIB000C513
- Address
- MANAS NAGAR COLONY CHAKIA VILL PO CHAKIA CHAKIA PIN 232103
- City
- Chandauli
- District
- Chakia
- State
- Uttar Pradesh
- City code
- 232
- Bank code
- 019
- Branch code
- 059
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- 232019059
MICR code · Chandauli
MICR code 232019059
✔ Verified in RBI list
How to read MICR 232019059
- 232: the city code. It usually follows the first digits of the area's PIN code; here it is Chandauli.
- 019: the bank code, the same for every branch of Indian Bank in cheque clearing.
- 059: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (IDIB000C513 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 232019059 belong to?
Indian Bank, Chakia branch (Chandauli, Uttar Pradesh).
What is the IFSC code for MICR 232019059?
IDIB000C513.
What do the digits of 232019059 mean?
232 is the city code, 019 the bank code and 059 the branch code.