MICR code
244024551
Punjab National Bank, Naugaon Sadat
- Bank
- Punjab National Bank
- Branch
- Naugaon Sadat
- IFSC
- PUNB0472400
- Address
- DISTT. J.P.NGAR
- City
- Naugaon Sadat
- District
- Naugaon Sadat
- State
- Uttar Pradesh
- City code
- 244
- Bank code
- 024
- Branch code
- 551
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- 244024551
MICR code · Naugaon Sadat
MICR code 244024551
✔ Verified in RBI list
How to read MICR 244024551
- 244: the city code. It usually follows the first digits of the area's PIN code; here it is Naugaon Sadat.
- 024: the bank code, the same for every branch of Punjab National Bank in cheque clearing.
- 551: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (PUNB0472400 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 244024551 belong to?
Punjab National Bank, Naugaon Sadat branch (Naugaon Sadat, Uttar Pradesh).
What is the IFSC code for MICR 244024551?
PUNB0472400.
What do the digits of 244024551 mean?
244 is the city code, 024 the bank code and 551 the branch code.