MICR code
244240004
HDFC Bank, Moradabad III
- Bank
- HDFC Bank
- Branch
- Moradabad III
- IFSC
- HDFC0009384
- Address
- DELHI ROAD MITTAL COMPLEX MORADABAD 244001
- City
- Moradabad
- District
- Moradabad
- State
- Uttar Pradesh
- City code
- 244
- Bank code
- 240
- Branch code
- 004
- Home
- MICR search
- 244240004
MICR code · Moradabad
MICR code 244240004
✔ Verified in RBI list
How to read MICR 244240004
- 244: the city code. It usually follows the first digits of the area's PIN code; here it is Moradabad.
- 240: the bank code, the same for every branch of HDFC Bank in cheque clearing.
- 004: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (HDFC0009384 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 244240004 belong to?
HDFC Bank, Moradabad III branch (Moradabad, Uttar Pradesh).
What is the IFSC code for MICR 244240004?
HDFC0009384.
What do the digits of 244240004 mean?
244 is the city code, 240 the bank code and 004 the branch code.