Quick summary✔ RBI data Last synced · release v2.0.62
MICR code 246024453 belongs to Punjab National Bank, Guptkashi branch in Main Mkt Distt Rudraprayag, Uttarakhand. The matching IFSC code is PUNB0786300.
How to read MICR 246024453
246: the city code. It usually follows the first digits of the area's PIN code; here it is Main Mkt Distt Rudraprayag.
024: the bank code, the same for every branch of Punjab National Bank in cheque clearing.
453: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (PUNB0786300 for this branch).
Before you deposit or write a cheque
Check that the MICR on the cheque matches the branch printed at the top of the leaf.
Use a CTS-2010 cheque; older formats are no longer cleared.
Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 246024453 belong to?
Punjab National Bank, Guptkashi branch (Main Mkt Distt Rudraprayag, Uttarakhand).
What is the IFSC code for MICR 246024453?
PUNB0786300.
What do the digits of 246024453 mean?
246 is the city code, 024 the bank code and 453 the branch code.
