MICR code
247013001
Bank of India, Saharanpur
- Bank
- Bank of India
- Branch
- Saharanpur
- IFSC
- BKID0007810
- Address
- SHRI TRILOK CHAND JAIN MARKETCOURT ROAD
- City
- Saharanpur
- District
- Saharanpur
- State
- Uttar Pradesh
- City code
- 247
- Bank code
- 013
- Branch code
- 001
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- 247013001
MICR code · Saharanpur
MICR code 247013001
✔ Verified in RBI list
How to read MICR 247013001
- 247: the city code. It usually follows the first digits of the area's PIN code; here it is Saharanpur.
- 013: the bank code, the same for every branch of Bank of India in cheque clearing.
- 001: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (BKID0007810 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 247013001 belong to?
Bank of India, Saharanpur branch (Saharanpur, Uttar Pradesh).
What is the IFSC code for MICR 247013001?
BKID0007810.
What do the digits of 247013001 mean?
247 is the city code, 013 the bank code and 001 the branch code.