MICR code
281024202
Punjab National Bank, Kosi Kalan
- Bank
- Punjab National Bank
- Branch
- Kosi Kalan
- IFSC
- PUNB0027000
- Address
- NEAR BALDEV GANJ CHAURAHA
- City
- Kosi Kalan
- District
- Kosi Kalan
- State
- Uttar Pradesh
- City code
- 281
- Bank code
- 024
- Branch code
- 202
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MICR code · Kosi Kalan
MICR code 281024202
✔ Verified in RBI list
How to read MICR 281024202
- 281: the city code. It usually follows the first digits of the area's PIN code; here it is Kosi Kalan.
- 024: the bank code, the same for every branch of Punjab National Bank in cheque clearing.
- 202: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (PUNB0027000 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 281024202 belong to?
Punjab National Bank, Kosi Kalan branch (Kosi Kalan, Uttar Pradesh).
What is the IFSC code for MICR 281024202?
PUNB0027000.
What do the digits of 281024202 mean?
281 is the city code, 024 the bank code and 202 the branch code.