Quick summary✔ RBI data Last synced · release v2.0.62
MICR code 312765012 belongs to AU Small Finance Bank, Peepal Khoont branch in Pratapgarh, Rajasthan. The matching IFSC code is AUBL0004883.
How to read MICR 312765012
312: the city code. It usually follows the first digits of the area's PIN code; here it is Pratapgarh.
765: the bank code, the same for every branch of AU Small Finance Bank in cheque clearing.
012: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (AUBL0004883 for this branch).
Before you deposit or write a cheque
Check that the MICR on the cheque matches the branch printed at the top of the leaf.
Use a CTS-2010 cheque; older formats are no longer cleared.
Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 312765012 belong to?
AU Small Finance Bank, Peepal Khoont branch (Pratapgarh, Rajasthan).
What is the IFSC code for MICR 312765012?
AUBL0004883.
What do the digits of 312765012 mean?
312 is the city code, 765 the bank code and 012 the branch code.
