MICR code
324259002
IDBI, Kota
- Bank
- IDBI
- Branch
- Kota
- IFSC
- IBKL0000348
- Address
- 381-382 SHOPPING CENTRE SCHEME , GHOREWALA CHAURAHA, KOTA . RAJASTHAN
- City
- Kota
- District
- Kota
- State
- Rajasthan
- City code
- 324
- Bank code
- 259
- Branch code
- 002
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- 324259002
MICR code · Kota
MICR code 324259002
✔ Verified in RBI list
How to read MICR 324259002
- 324: the city code. It usually follows the first digits of the area's PIN code; here it is Kota.
- 259: the bank code, the same for every branch of IDBI in cheque clearing.
- 002: the branch code within that city and bank.
The MICR is printed in magnetic ink at the bottom of every cheque leaf, between the cheque number and your account ID. Clearing houses read it under the Cheque Truncation System (CTS) to route the cheque to the right branch. It is not needed for NEFT, RTGS, IMPS or UPI, which use the IFSC (IBKL0000348 for this branch).
Before you deposit or write a cheque
- Check that the MICR on the cheque matches the branch printed at the top of the leaf.
- Use a CTS-2010 cheque; older formats are no longer cleared.
- Write in blue or black ink and do not overwrite on the MICR band; changes can make the cheque bounce.
Frequently asked questions
Which bank does MICR 324259002 belong to?
IDBI, Kota branch (Kota, Rajasthan).
What is the IFSC code for MICR 324259002?
IBKL0000348.
What do the digits of 324259002 mean?
324 is the city code, 259 the bank code and 002 the branch code.